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Used car buying guide - Quebec

Used car buying guide
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This buying guide describes the steps to buy a used car with confidence in Quebec. I will share with you the essential tips to avoid scams and to get a good deal 💡

I forgot to introduce myself! My name is Edouard.  5 years ago, I started working in a car dealership in Montreal.

With my experience as a car broker and my friends and family who very often ask me for advice on buying a car, I quickly understood that it was not that easy for average people, to avoid all the scams out there. 

Through this guide I hope to help you with a bunch of fruity info  and  warnings


Feel free to share this guide with your friends and family if it helped you, and to give us your comments/questions if you have any. If we can make this guide better, that's great for future readers, and that's what we want! 😊

 

GO ON, LET'S GO TO SERIOUS THINGS  🚀

Summary (click on the step that interests you!)

1. Determine your budget

Before you even start shopping on Kijiji Auto and AutoHebdo, we need to define your budget.
At Kiwiz, when you shop for your car, we advise you to divide your overall budget into 2 : your purchasing budget(i.e. the amount you will spend on the day you will buy your car) and your annual budget(maintenance, registration, fuel, etc…).

 

There is so many people around me who bought a car “within their budget” and who had to resell it a few months later, because they had not taken into account the annual costs during the purchase, far too high for their overall budget ... 

 

So, believe me, it's important that you make this distinction! ⚠️ ☝️

 

The idea is not to spend your entire budget at all costs. 500$ more will not necessarily get you a better car. On the other hand, imagine that a good deal at 300$ more than your initial budget will allow you to save money by buying it at the right time and selling it for more a few years later.
You do not believe me ? 🤔

5 years ago, I was driving a 2005 Honda Civic with 190 000 kilometers purchased for 1$.
After several car changes, I now drive a 30 000$ car without increasing my initial car budget. 


For that, I didn't have to tinker with the car, the mechanics, nor the aesthetics, I simply followed the recommended maintenance and analyzed the market!
Buying and selling at the right time can help you at least pay for your insurance, fuel and much more 
Anyway, once again it all depends on your priorities.

 

We will start by listing the various expenses not to be forgotten, because yes, the purchase price of a car is far from being the final price. 

 

Costs:

 

Purchase budget:

  • Sale price (price displayed on the ad)
  • Taxes (9,975% if you buy between individuals or 14,975% at a dealership)
  • Mechanical inspection 
  • Immediate repairs (if applicable)

     

Automotive budget:

  • License fees (approximately $ 70 taxes included)
  • Registration (approximately $ 205, in 2021)
  • Car insurance 
  • Future maintenance  
  • Required equipment (tires, mats, etc.)
  • Fuel 
  • Extended warranty (optional)
  • Parking (optional)

     

🙅♂️ Warning warning 

Be aware that adding application fees, shipping fees or other additional fees not included in the ad's posting price is strictly illegal, and it is a common practice among dealers! If you want to know more, this article tells you more about the illegal processes.

 

💡 How can Kiwiz help you?

On your Kiwiz customer area, you can discover the fees listed above for each of the ads found. This is what Kiwiz calls the “budget calculator”.

It is based on the maintenance menus recommended by the manufacturers, the price of parts online and the hourly rate of one hour of labor in a car garage.

 

2. Determine your needs

Last step before choosing your future car: you must know your needs. 

This step is unique to everyone, so to save you time we will break it down.

 

a. Rent or buy?

Rent

The decision to buy or rent is up to you, there is no right answer.
The rental allows you to drive a recent car, without any hassle if mechanical or functional breakdowns occur. This peace of mind is unfortunately diminished when you have to return the vehicle since the costs related to cosmetic defects caused, even minimal can quickly increase the bill, beware!

This is why many take out additional insurance to avoid any hassle. In conclusion, renting will cost you more than buying on the long term.

 

Buy

The other option is to buy cash or finance. 


🙅‍♂️ Warning warning Often in dealerships you will be able to see that the cash purchase supposedly allows you a “discount”, but it is not true! Dealers love to talk about discounts, promotions, and other marketing tools that are actually cost shifts (you haven't seen that one coming eh🙄). 

Take the example of a new car sold for 25$. You hesitate between financing and cash purchase. The mention far too often present “$ 1500 discount for any cash purchase ” Makes you want to take advantage of this (fake) promotion.

Here is the truth:

The real price of the new car is 23 500$ (25 000$ - 1500 1500$) and the XNUMX XNUMX$ discount is actually hidden interest! 

And yes, 0% financing rates (Hello Volkswagen) do not exist. It would be too good to be true.


🙅‍♂️ Warning warning

For the purchase of a used car:
NEVER apply for financing at a concession! 

If the dealers offer you to do the process for you, it's because they take the opportunity to add their commission before sending you the final rate. 

You read it right, the rate showed by the dealership is NEVER the rate obtained from the bank. So, you might as well take the steps yourself to get the best rate and have the choice of going shopping at a dealership or between individuals.  

Again, there is no solution better than the other.

It all depends on your situation, your cash flow and your debt ratio. 

If you want more information on the subject, here is a Kiwiz article that might interest you.

 

a. Between individuals or at the dealership?

Buying from a dealership is reassuring at first glance. There is a mandatory warranty (the duration depends on the age and mileage of the car).
And then, we think that a professional knows what he is selling.

So we think it's worth paying 14,975% tax on the purchase price rather than 9,975% between individuals.

First, let's make the difference between a brand dealership (Example: Subaru dealership) and the multi-brand dealership.

The brand dealership often offers “certified” used vehicles.
I bought a "certified" Subaru myself. I made this choice because it was the best deal when I bought it and not because I was hopeful that the car would be more reliable or better inspected.
It did fail! I had significant costs shortly after purchase that were not covered by the “certification”. 

I have also bought cars from multi-brand dealerships and had significant costs quickly after the purchase... same with a purchase between individuals. 

Fruity Info:Buying from private individuals is the only way to know the previous owner. It is useful to have an idea if the car has been well maintained or if it has been "shaken".

So, where to buy your used car? 

Even if I would tend to recommend a purchase between individuals, the answer is that it is better not to rule out any leads, good deals can be found anywhere, but the important thing is to perform a mechanical inspection by a third party which ensures the good working order (I insist on this word, it is very important not to have the car inspected in the owner's garage for a neutral and transparent inspection. Why not? Faking a report with Photoshop: it's already seen ... 😑)

🙅‍♂️ Warning warning : A word of advice, never buy financial products (guarantee, financing, insurance of any kind, etc.) during the first visit.
“The specials of the day” in the dealership exist every day ... Because once you have requested financing in a dealership, you will not be able to shop elsewhere! 


For more information, here is an article that we have written on the subject.

c. Usage & preferences

Ask yourself questions about the desired use of your future car:

 

  • Is it for city trips or mainly on the highway? 
  • Do you plan to use it every day or only on weekends?
  • Another relevant point: what are your preferences: comfort, reliability, driving pleasure, safety or low consumption?

     

You think that this information is not relevant to your choices?

Think again, every car is designed for specific needs. So, of course, you can buy any car and drive it every day. But don't be surprised if you have mechanical problems afterwards! 


???? Fruity Info: For example, The Hyundai Santa Fe which is a very reliable car overall is also known for its unreliable four-wheel system (between 2007 and 2012). If you are looking for an efficient 4X4, it is a bad choice. On the other hand, for city use it is an excellent car.

 

💡 How can Kiwiz help you? Let Kiwiz do it by indicating your preferences and essential criteria on your client space , and immediately discover the cars that best suit your needs.

In addition, you will have access to a gigantic autothèque with all the existing vehicles that you can compare between them to make your choice.

 

d. Types of fuels

Gasoline

The most common fuel, it is unnecessary to describe it. There are different grades of gasoline, from regular to premium. The vehicles that need 'super' are the big ones or sporty vehicles and you should expect higher costs. 

Diesel

Fuel suitable for long journeys. Less greedy than gasoline engines, diesel is a smart choice for those who do 20 km and more per year. A diesel has a much longer lifespan than a gasoline, provided that it is used properly. For a city use, with journeys of less than 000 km, I do not recommend diesel. 

Electric ⚡

With government purchasing aid ($ 8000 for a new purchase, $ 4000 for a second-hand purchase), the electric is suitable for short-distance commuting, mainly in town.
This committed and responsible choice requires great rigor before the purchase ????

???? Fruity Info: The main cost of an electric car comes from the batteries. It is essential to inspect an electric car (such as combustion) with specific points such as the residual capacity of the battery.

Hybrid and Plug-in hybrid 🔋

The perfect compromise that combines the advantages of electric and gasoline. Hybridization allows you to drive electrically for daily trips and for long trips, gasoline removes the constraint of battery autonomy.
For those who want to consume or have an eco-responsible sports car, the hybrid is the solution.

Hydrogen

Hydrogen vehicles are still little known and yet they have already proven their worth. Mainly present on trucks, Hydrogen is becoming more and more popular thanks to car manufacturers like Hyundai. Without going into details, hydrogen is ecological, offers a great autonomy and Filling the tank is almost as fast as filling it with gasoline.
Its downside? The lack of infrastructure to fill up with hydrogen. 

e. Automatic or manual

A manual car usually has a lower value than an automatic, not to mention that it takes longer to sell.
Of course, we cannot generalize! Some models will have a better value if they are equipped with a manual transmission, like the Subaru WRX STI for example. As you may have guessed, this exception is mainly intended for sporty or atypical cars.

The automatic transmission exists with different technologies. 

There is the semi-automatic transmission, double clutch or the continuously variable transmission (CVT). If you want more information, go read our detailed article on the subject !

f. Indispensable options?

It is important to define your essential options. Sometimes it is better to buy an older car with more mileage in order to have a more equipped version. 

Be careful not to confuse essential options with superfluous options. 

Is the sunroof really necessary? A simple question to which many answer yes! This is why manufacturers offer option kits at exorbitant prices. 

 

🙅‍♂️ Warning warning: Keep in mind that the fewer purchasing criteria you have, the more likely you are to find a great deal. Be aware that many options can be added with “aftermarket” parts such as the Bluetooth for $ 25 or a reverse camera for $ 125.

💡 How can Kiwiz help you? On your Kiwiz space, enter your essential options and Kiwiz is responsible for selecting the versions of used cars that meet your criteria. Among our 50 car files, you can list all the options up to Apple Carplay and / or Android Auto, we will find them!  

g. Driving wheels

« It takes 4WD for the winter❄️

That is wrong! You need high performance winter tires in good condition.
To choose your motor skills system, refer to your use.
Here is a reminder of the differences.

Traction

  • The most common motor skills
  • Suitable for city driving
  • Front wheel traction 
  • Low consumption and light car
  • Correct grip in winter 

Propulsion

  • The choice of technique
  • Not recommended for all-season use
  • Rear wheel traction
  • Playful behavior on the road, even dangerous on the snow 😉
  • Expensive annual insurance

All-wheel drive (also called 4-wheel drive)

  • Suitable for driving in town and on the outskirts 
  • 4-wheel drive (4WD)
  • Maximum grip at all times
  • Higher consumption and weighs down the car

 

As an owner of front-wheel drive, rear-wheel drive and four-wheel drive cars, my feedback is as follows: to get to work or school, front wheel drive is enough and even to go to the mountains in winter. I will repeat myself, but the most important is your tires, they are the only component between the car and the road!

Propulsion in winter is fun, but let's be serious, it's unusable every day.

Finally, four-wheel drive is peace of mind. Having two Subarus, the all-wheel drive is a joy when it has snowed 50cm in the night. When I see my neighbors shoveling snow, I just turn the key of my Subaru and move forward... It's still amazing. As for fuel consumption, the main factor that will increase it is between the seat and the steering wheel (I'm talking about you).

And yes, if you have a smooth ride and avoid hard acceleration, you'll save gas.

 

h. Mileage and maximum age ⌛

“After 100 km, the car will have plenty of problems” or even “after 000 winters, it's a lemon”… Here are the sentences given by those who rent their vehicle or who have just bought a new car. And guess what ? It's wrong!
Yet even the CAA Quebec supports this argument stating "Breakage and replacements to be expected" and "Sometimes less safe".

The “breakage and replacement to be expected” are the consequence of a maintenance menu poorly followed by some owners.
And yes, changing the oil and the oil filter is not enough, manufacturers don't create detailed service guides for fun.

A well-maintained car with mostly highway mileage is a godsend. Be aware that starting a car is a major wear factor and this is accentuated in winter, so it all depends on the previous owners, whether they were careful or not. 

When I worked in the dealership, I saw used cars of 100 km with an engine failure and others with +000 km in excellent condition. 

Without going into details, believing that a new car will not have any mechanical or electronic problems is a fantasy. As for saying that a new car is safer, the multitude of manufacturer recalls following incidents demonstrate the absurdity of the myth of new cars being more reliable.  

The mileage and the year of the vehicle actually has little impact on the reliability of the used car. 

 

 

Fruity Info
Take a look at this picture of my Audi AXNUMX Allroad with almost 430 000 km.

 

 How is it possible ? Simply by following the maintenance menu recommended by the manufacturer.

And for you the automotive connoisseur who knows that this generation of the A6 was not marketed in Canada, it's a long story ... 

 

In conclusion, ask yourself what is the maximum age you want for your used car: 

  • 3 years and under
    This is recent opportunity, ideal if you want a recent car without paying the cost of depreciating a new car. Most often, you will find certified offers in the dealership.
    Be careful, these are mainly rental returns. Needless to say, rental car drivers tend to skip maintenance if they know they won't buy the car at the end of the contract.

     

  • 6 years and under
    In my opinion, it is the choice of reason when you have little automotive knowledge. The value of the car is close to the bottom and the "big maintenance" of 100 000 km - 115 000 km has been done. The most expensive maintenance in the life of a car is usually around 110 000 km: gearbox oil change, timing belt change, etc.
    The good deal is the used car that has just passed this maintenance!

     

  • 10 years and under
    Used cars have reached their floor price, meaning that their value should not decrease or only slightly over time. There are many cars of this age, in good condition and ready to drive for many years to come.

     

  • 10 years and older 
    Ideal if you are looking for a cheap used car or a winter beater. The car I drive every day is a 2003 Subaru Legacy that drives great. I'm not afraid to add miles to it and lower its value, because I bought it $1! On the insurance side, I pay 500$ / month and that's great!
 
 

3. Determine your brands and models 🚗

Each of the previous steps allows you to find the models that suit you. For example, depending on the essential options you have chosen, you can determine which model and more precisely which version has the options you want.

how to find a car

🙅‍♂️ Warning warning: The equipment included in a version also depends on the year! For example, the 2015 Subaru WRX version of “Base” does not include a multimedia screen unlike the “Sport” and “Sport tech” version. Then from 2016, the version of “Base” includes the screen. The options included in the versions are constantly changing, because they are above all a marketing argument for the manufacturers.  

To find the models, you can browse on Auto123 or even The Car Guide. Let's face it, it's a painstaking job to consult the various automotive files. Otherwise, you can ask those around you for their opinion.
Although I think if you're reading this guide, it's because you'd rather make up your own mind and that's to your credit.

 

💡 How can Kiwiz help you? The Kiwiz recommendation algorithm!

Just like Netflix, which offers you movies and series that you might be interested in, we have developed a comparable tool for cars.
You can enter the criteria as you wish and instantly receive the results 🙂

4. Search for ads 🔍

The job of finding ads can finally begin!
You know the models you are looking for, maybe one, two or more.
It is sometimes necessary to try several models to make a choice. Just like a home, it is by seeing it for yourself that you know if you are interested or not.
To find the best deals, I highly recommend you check out multiple platforms such as KijijiAutoAutoweeklyPACsTogo (formerly Occasion en or), Facebook Marketplace, etc. 

 
best kiwiz ad

💡 How Kiwiz can help you  ? The tool ad search !

 We compare the ads according to the current average market price, mileage, version, location (yes yes 😇) and other criteria, to select only the ads that are worth it! Our ad search is cross-platform!

 

5. Call the owner 📞

A message exchange is not enough, if you want to have quick answers, I recommend you to call the owner (dealer or private individual). 

Here are the questions that I think are the most important:

a. Questions about the owner

 

1- Reason for the sale (only applies between individuals)

This question allows you to better understand the profile of the owner. Does he want to sell to buy a new car? Or because there are repairs to be expected?

 

2- Is there a credit on the car? (Applies only to a purchase between individuals)

Here are the options:

Option 1 : If the sale price is less than the credit remaining to be paid by the owner, I recommend that you make payment for the car directly to the creditor, and the owner will pay the balance of what remains to be paid to the creditor.

Option 2 : If the sale price is higher than the credit remaining to be paid by the owner, I advise you to make the payment of the remaining credit to the creditor and pay the difference to the owner. You could also pay the whole thing to the owner directly. 

When transferring ownership to the SAAQ, the credit must absolutely be repaid in full!

🙅‍♂️ Warning warning: it usually takes 3 to 5 working days between payment to the creditor and receipt of payment.

 

3- Number of previous owners?
It will be possible to check the number of owners in the “Check history” step. The idea is to know if the owner knows the history of the car and if he is the 1st owner, then that's an asset!
 

4- Vehicle Identification Number (VIN)?
This number is present on the vehicle registration card, or in 3 places on the vehicle:  

  • At the bottom of the driver's side windshield
  • On the driver's side door 
  • On the engine block
 

🙅‍♂️ Warning warning: Make sure these 3 numbers are the same! If this is not the case, it is because the engine does not belong to the chassis which does not belong to the car ...

The VIN is essential, because it makes it possible to verify the history of the car and therefore to ensure that the car has not been damaged and / or stolen. 

 

5- Number of keys?
In theory, there are 2 keys to start the car and 1 key to unlock it.

Make sure you have both keys to start the car.
If the owner has only one key, then you must check that it has a code written on it. This code is required to make a new key. 

Fruity Info:The cost to get a new key is around $ XNUMX + tax.

b. Questions about the vehicle

1. Aesthetic and functional defects?

On the advertisements, the owners tend to say that the car is in perfect “aesthetic 9/10” ​​“A1” condition (by the way, the term A1 doesn't mean anything… 🤪).
By asking this question, you will be informed of the real condition of the car and its defects. And yes, a used car will inevitably have defects and repairs to be expected, it is quite normal!

 

2. Up-to-date maintenance and invoices for the latest repairs?

Often, we see on the ad “no repairs to be done”.
Excellent, but is the maintenance up to date? It's not just oil and filter changes that need to be done... a car needs special maintenance depending on its mileage!  

Fruity Info:If the reliability of a Toyota Corolla is no longer up for debate, like any car, the Corolla must undergo rigorous maintenance at the risk of losing its reliability, here isits maintenance menu.

If the owner has the invoices, it is a big plus for the resale. A car with a maintenance book (invoices) sells for XNUMX% more on average. So, check with the owner that he has them!
 

3. Equipment provided? (summer and winter tires, floor mats, other)

It is important to know that all the equipment included is a cost saving for you! 

 

6. Road test and inspection 🧑‍🔧

As pointed out by CAA Quebec, « It is essential to learn about the model and to have your future car inspected by a professional. ».

A complete check should include at least a mechanical check, a functional check and a road test.

The mechanical inspection will make it possible to determine the state of the mechanics but especially if the car is up to date in its maintenance.

Changing the engine oil and changing the oil filter is not sufficient maintenance. Even a Toyota Corolla will break down if it does not follow the car manufacturers' maintenance menus!

Hence the importance of inspection!

For this, several options are available to you: the inspection in a garage or the inspection with Kiwiz.

 

used car buying guide

To. Garage inspection

 

🙅‍♂️ Warning warning: I strongly advise you to perform themechanical inspection by a third person (who is not the owner of the vehicle). For a car in dealership, a mechanical inspection must be done in another garage. Between individuals, the used car must be inspected in a different garage than the one where it is maintained.

I recommend that you avoid Canadian Tires (I'm not generalizing, it's just feedback from hundreds of our customers), and avoid all the garages that have received bad Google reviews.

Another point, think about doing a search at the OPC (office de la protection du consommateur) to verify that the garage does not have any complaints. You'd be surprised at the percentage of garages that do! Again, I am not making a generalization. As in any profession, there are honest professionals and others who are not.

Sadly, the automobile is ranked last in the ranking in Quebec for a long time.

 

🙅‍♂️ Warning warning: Each garage has its own “home inspection”. Some won't even bother to take a test drive and just check out a few aesthetic points ...
I've seen too many "inspected" cars not even started... a classic! 

 

That's why I'm still going to give you some tips for performing the road test and aesthetic/functional inspection (not mechanical!) by yourself. 

During a test drive, take the time to drive the car around town and on the highway. Certain mechanical faults only appear above 80 km / h. 

Perform emergency braking, that is, drive at 30km/h and brake strongly. The car is supposed to brake quietly and in a straight line. 

Likewise, gradually accelerate and see if the speed increase is linear. If you feel jerky, then there is a problem (or a turbo!).

To help you remember everything, you can download our test drive and inspection checklist:
French: Checklist Essai Routier
English: Test Drive Checklist

b. Inspection with Kiwiz

When I was a dealership salesperson, I remember a gentleman who refused to take a test drive before buying the car. He explained to me that he knew nothing about cars and that he would not be able to determine the condition of the car. It surprised me. How can you buy a vehicle without trying it out?

With hindsight, If you can't interpret an abnormal rear-end rolling noise or a clutch bearing that doesn't work properly, what's the point of taking a test drive?  

 


This is why I told myself that the market lacked a complete and trustworthy inspection offer that would allow people who are not automotive experts to be referred and to buy with confidence without being fooled. 

That's why I founded Kiwiz, a service offering comprehensive and transparent vehicle inspections including a road test, a functional, aesthetic and mechanical inspection, a photo report and even the negotiation of the vehicle.

Our network of inspectors throughout Quebec is made up of experts in the field who are trained by us in Kiwiz inspection.

In 4 steps, here's how it works: 
- you share with us the car you want to have inspected 
- we mandate one of our inspectors 
- The inspection is carried out within 48 hours
- You receive the full report, the expert's opinion (does he recommend the vehicle to you?), The negotiated amount and the amount of repairs to be expected.

 

If you want more information about our inspections, don't hesitate to visit our page.

 

7. CARFAX report (history check)

A healthy car, in good condition, still needs to go through further checks. 

As explained in the paragraph “Call with the owner”, if you buy a car with a loan then you become the owner of the debt!
It's up to you to make sure the car is debt free.
You can do the research on your own, but it's long and tedious. You can find out more in the SAAQ “Don't let yourselves tell stories” section (yes, that's really its name!). Know that the form to obtain the history of the car with the SAAQ must be sent by post. Yes yes, no electronic sending accepted ... 

🙅‍♂️ Warning warning: Besides the dimension of the car credit, it is necessary to check its origin, if it is not stolen, damaged in the past or worse, that its mileage has been reduced. 

Although a full inspection is the best way to analyze if the mileage is reduced, the Carfax report is a complementary tool.
It is much better than the history report of the SAAQ, because everything is done online, and research is done yes, in Quebec, but also in the rest of Canada and in the United States 🙌.
Buy it without hesitation!

 

8. Negotiation and payment

At the dealership as between individuals, it is common to make a deposit to "reserve" the vehicle. We recommend that you make a deposit of around 5% of the sale price by Interac transfer (avoid cash payments).

For a purchase between individuals, it's time to sign the contract.

used car buying guide

  Fruity Info: LeCAA Quebec sales contract between individualsis complete and legally recognized. If you are not a CAA member, take advantage of the Kiwiz contractwhich is free (and just as comprehensive).  

The difference between the sale price and the deposit can be paid by certified check during the appointment at the SAAQ for a purchase between individuals, and when the car is received at the dealership.


🙅‍♂️ Warning warning: Pay attention to the dealer's fine words. He's a sales professional! When I was a dealership salesperson, I had plenty of sales arguments to convince.
The reality is that there are +3 million cars sold each year in Canada. You will inevitably find the right shoe for you.
If you think the price is too high, or the seller seems to be hiding information, or you're just hesitant, stop right there!
You don't buy a poutine, but a car, it's normal to want to be completely confident.

 

9. Administrative procedures

a. Assurance

You have now collected your new car (congratulations). Before even driving it, the car must be insured. If you're calling an insurer or even your bank directly, negotiate over the phone. You can easily lower the annual premium.

Kiwiz Insurance

 

💡 How Kiwiz can help youOur Comparator of insurers offers you the best price without even having to negotiate. How is it possible ? Insurers know they are in competition and directly offer the lowest price.
And little additional advantage, you can subscribe online, without having to call. You can have more information about the insurance here.

 

b. Registration - Dealer

At the dealership, you pick up your car with a transit. It's a piece of paper that you use as a temporary license plate. You have 10 days to go to the SAAQ. There, you will be able to pay the driving rights (approximately $ 275 for Montreal) and receive your final license plate. For this, you must make an appointment on the SAAQ website.


🙅‍♂️ Warning warning:  If you use your car with an expired transit, you risk a fine of $ 483. Believe me, I was in tabarouette the day it happened to me. I know it's my fault and I have no excuse. 

 

vs. Registration - Individuals

Between individuals, the transfer of ownership takes place at the SAAQ.

  1. Make an appointment on the SAAQ website (“Service points”> “registration”> “transfer of ownership)
  2. Prepare your papers: Driver's license, ID, Debit or credit card, screwdriver (you will have to remove the license plate from the previous owner and place yours).
  3. Be present with the seller or have power of attorney. 

 

 

🙅‍♂️ Warning warning: On the site, it is written that an appointment lasts 15 minutes. From experience, it can be true, or false. I have already spent more than 1 hour waiting for my turn… (even with an appointment!), So get ready!


Regarding the payment of taxes, they are calculated on the sale price. 

Between individuals: 9,975%
At the dealership: 14,975% 

And there you have it, now you have to enjoy your new car!

 

If you are buying a car right now, I recommend that you take a ride on our website. You will be able to find there:

  1. Un cross-platform best ads search tool

  2. A purchase guidewhich brings together the best advice for getting a good deal

And if you've already found your car, reserve an inspection with a Kiwiz expert ! This is the best way not to get ripped off 🙂

If you have any questions or recommendations, don't hesitate to share them in the comments!

We hope we have helped you 😊

See you soon !

used car buying guide
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Hubert
Hubert
1 month ago

Thank you for all these tips, everything is there! I wanted to know if you do inspections on electric vehicles? or where to turn if not? Do you have any garages to recommend to me?

Peter Mark
Peter Mark
1 month ago

I made a deposit bet on a Mazda 3 on Friday
today I'm going to pay and the dealer asks me $ 499 for the “preparation costs” he says it's for the carfax and the installation of winter tires… what are my recourse?

Peter Mark
Peter Mark
1 month ago
Reply to  Kiwiz

Thank you for the answer. Yes I have a contract and the invoice received from the credit card.

Jonathan
Jonathan
1 month ago

I stumbled upon this article which is very complete, thank you, I will be sure to share it and use kiwiz in the coming weeks to buy my car.

Thomas
Thomas
2 months ago

hello, i had a question on ontario cars. I found one at a good price

Claudia R.
Claudia R.
2 months ago

Hello, a relevant guide! I am currently buying a Hyundai Elantra, I am happy to have seen it in one of your articles. I discovered your platform a little too late…! I will probably subscribe to one of your inspections 🙂

Joanie
Joanie
2 months ago

hello, in terms of fuel what would you advise me if i want a good resale value? Do you think that an electric vehicle will increase in value within a few years (or at least lose relatively little). thank you

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